RM20 is back for the 4th Series after it was discontinued in 3rd Series of the Malaysian Banknotes. According to BNM, the reintroduction of RM20 denomination is meet public's need for an intermediary denomination between the RM10 and the RM50 denomination. This is for the convenience of the public in meeting the needs for payments.
The reverse side of the RM20 banknote features two of the most well-known species of sea turtles endemic to Malaysian waters - the Hawksbill Turtle (Eretmochelys imbricata) and Leatherback Turtle (Dermochelys coriacea). The two turtles were chosen to represent the rich and colourful marine life found in our tropical waters. The Hawsbill is easily identified by its curved beak and scaly shell while the Leatherback has a leathery skin and seven ridges on its shell. These gentle turtles are a reminder that their existence rests in the delicate balance of human activity and marine life conservation.
4th Series of Malaysian Banknotes - RM20 Commemorative